Notice
Change Healthcare announced a breach of HIPAA privacy and is reaching out to individuals whose personal information may have been compromised. Although this incident does not involve Delta Dental of New Jersey or Connecticut, Change Healthcare is a vendor we used and we are providing this information to help our members who might be affected.
The Dual Option
Providing Cost Savings and Flexibility
Our Dual Option lets companies of 10+ enrolled employees offer a choice between two plan options. Employees can choose coverage that fits their specific needs instead of settling for a one-size-fits-all plan; they can stay with the lower-cost plan or “buy-up” to get more robust benefits.
Here are a few of the benefits of the dual option:
Here are a few of the benefits of the dual option:
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Premium savings Letting employees choose between options can provide premium savings for the employer, as many may choose the lower-cost plan. |
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Benefit choices For example, one employee may buy-up to the richer plan for an orthodontic benefit, and a coworker who doesn’t need that benefit can choose the lower-cost plan. |
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Flexibility from year to year Employees expecting additional dental care can buy-up into the richer plan for the coming year. They can return to the lower-cost plan the following year. |
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Better network coverage By including a PPO plus Premier plan as one of the options, employers can provide their employees with access to the nation’s largest dental network. |
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Other features:
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| Employees get more choices. Employers get a great program at an affordable price. To learn more about our affordable plan options or to get a quote, contact your AE. aSmileSays.com |
Delta Dental of New Jersey is a part of Delta Dental Plans Association. Through our national network of Delta Dental companies, we offer dental coverage in all 50 states, Puerto Rico and other U.S. territories.
