The Smartest Investment in Your Team
Discover why offering dental benefits is one of the most powerful, cost-effective ways to attract top talent, boost productivity, and build a healthier, more loyal workforce.
The Largest Networks
Gain access to an unparalleled choice of dentists with the Delta Dental PPO and Delta Dental Premier® networks, making it easy to find a provider you trust.
Greatest Savings
Our dentists agree to pre-negotiated fees, which means your out-of-pocket costs are significantly lower than if you were uninsured.
Quality of Care
We hold our network dentists to high standards. Our credentialing process ensures you receive care that is safe, effective, and professional.
Ready to Protect Your Smile?
Explore Our Plansof dentists nationwide are in a Delta Dental network
Unique dentists in our combined networks
Americans nationwide are covered by Delta Dental
The Dental Insurance Company Difference
No Balance Billing
This provides you with financial peace of mind. Our in-network dentists agree to accept our negotiated fee as payment in full. You will never receive a surprise bill for the difference, ensuring your costs are predictable and transparent. You only pay your copay and deductible.
No Claim Forms
We make your dental visits effortless. When you see an in-network provider, they handle all the paperwork for you. This saves you time and eliminates the confusion of filling out forms, allowing you to focus solely on your oral health without any administrative hassle.
Direct Payment to Dentists
This improves your cash flow and makes dental care more accessible. We pay the dentist directly, so you don't have to pay the full cost upfront and wait for reimbursement. This convenient process makes managing even major procedures much simpler for your budget.
Frequently Asked Questions
Why is having a large dental network so important?
A large network gives you freedom and flexibility. It increases the likelihood that your current dentist is already in-network, saving you the trouble of switching. It also ensures that if you move or need a specialist, you'll have plenty of high-quality, in-network options to choose from, which guarantees you'll receive the best savings.
How do pre-negotiated fees actually save me money?
Our network dentists have agreed to accept lower fees for their services, which are significantly less than what they would normally charge. This means your share of the cost is calculated from a lower starting point, leading to immediate and substantial savings on everything from routine cleanings to major procedures.
Can I see a dentist who isn't in the Delta Dental network?
Yes, most of our plans offer the flexibility to see out-of-network dentists. However, your out-of-pocket costs will almost always be lower when you visit an in-network provider due to our pre-negotiated rates and the fact that we handle the claim for you directly.
Do I need a physical ID card to receive care?
No, you do not need a physical ID card. When you visit a network dentist, simply tell them you have Delta Dental coverage. They can look up your eligibility with your name and date of birth. You can also access a digital ID card through our mobile app or member portal anytime.
