Small Business Program key differentiators
Our Networks
Delta Dental PPO™ |
Delta Dental PPO Plus Premier™ |
In-network access to the largest network of dentists (87% in NJ and 4 out of 5 nationwide)
Only 6% of our PPO Plus Premier claims are out-of-network
Lower out-of-pocket costs without having to change dentists. Even greater savings by visiting a PPO dentist
Average PPO discount: 34%; Average Premier discount: 21%
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60% of New Jersey dentists/55% of dentists nationally participate
When PPO members visit Premier-only dentists, balance billing is significantly reduced as the member earns the Premier discount at the time of service
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Plan Features
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Preventive & Diagnostic |
Basic |
Major |
Implants |
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✓
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Oral Surgery |
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✓
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Endodontics & Periodontics |
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✓
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Sealants |
✓
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Space Maintainers |
✓
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Additionally:
- No waiting periods on all employer-paid plans and select voluntary plans
- Standard benefit: Composite resin restorations (white fillings) covered on all teeth
- Dependents are covered to age 26 regardless of student status
- Favorable frequencies to the member: Two per calendar year vs. one every six months – exams/evaluations, cleanings, bitewing x-rays
through age 18, and topical fluoride through age 18
- New benefit: In-office A1c diabetes testing
- Enhanced pregnancy benefit
- Available dual option on any groups with 10 or more enrolled and two or more enrolled in each plan
- Local customer service (we are Delta Dental of New Jersey, after all) ensures your group has a first-class experience!