Notice

Change Healthcare announced a breach of HIPAA privacy and is reaching out to individuals whose personal information may have been compromised. Although this incident does not involve Delta Dental of New Jersey or Connecticut, Change Healthcare is a vendor we used and we are providing this information to help our members who might be affected.

Plan comparison

Group #09703

 
Plan Comparison Core Plan Buy-up Plan 1 Buy-up Plan 2
Preventive & Diagnostic Services      
    Exams (2x per Plan Year), Cleanings (2x per Plan Year, 4x if in        Active Periodontal Therapy; Cleanings combined with                      Periodontal Maintenance), 100%
100%  100% 
    Bitewing X-Rays, Full Mouth X-Rays, Periapical X-Rays,                    Intraoral X-Rays,      100% 100% 100% 
    Specialty Consultations, Flouride Treatments,              100% 100% 100% 
    Sealants, Space Maintainers 100% 100% 100%
Basic Services      
    Fillings (Composite Fillings on all teeth),            80% 80% 80%
    Simple Extractions, Root canals (Endodontics),  80%  80%  80% 
    Oral Surgery Excluding Impacted Extractions, Non-Surgical            Periodontics, 80% 80% 80%
    Denture repair, Occlusal Guards,           80% 80% 80%
    Prefabricated Stainless Steel & Resin Crowns 80%  80% 80%
Major Services      
    Non-Prefabricated Crowns & Gold Restorations, Not Covered 50% 50%
    Bridgework, Full & Partial Dentures, Not Covered 50% 50%
    Implants, Prosthesis over Implant, Impacted Extractions, Not Covered 50% 50%
    Surgical Periodontics Not Covered 50% 50%

Plan Year Maximum (per person)
*Preventive & Diagnostic Services do not apply to Plan Year Maximum

 $1,000 $1,500   $2,000

Plan Year Deductible

     
    Per person $50 $50 $50
    Family Maximum $150 $150 $150
    Waived for Preventive & Diagnostic Preventive & Diagnostic Preventive & Diagnostic
Orthodontics      
    Adult & Child to age 26 Not Covered Not Covered  50%
    Lifetime maximum Not Covered Not Covered $2,000
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Your dentist's network will impact how much you pay. Dentists that help participate in the Delta Dental PPO will have the lowest costs and will save you the most out of pocket expense. Dentists that participate in Delta Dental Premier, are participating Delta Dental dentists, but you will pay a greater portion of the cost if utilized. If you receive services from a non-participating, out of network dentists, you will pay the most out of pocket and are responsible for your coinsurance amount plus the difference between Delta Dental's approved fee and the dentist submitted fee for the claim.