Notice
Change Healthcare announced a breach of HIPAA privacy and is reaching out to individuals whose personal information may have been compromised. Although this incident does not involve Delta Dental of New Jersey or Connecticut, Change Healthcare is a vendor we used and we are providing this information to help our members who might be affected.
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Happy Holidays! We are looking forward to a healthy, smile-filled 2025.
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Why Offer Voluntary Benefits to your Employees?
A voluntary (employee-paid) dental plan is a group dental plan where employees will pay most or all of their premiums. This will benefit your employees by allowing them to pay much less for a voluntary plan through your company, as compared to an individual plan.
Low premiums Employees pay lower premiums compared to buying a dental plan on their own. |
Low out-of-pocket costs Many plans cover 100% of preventive care (such as oral exams, cleanings, and X-rays). |
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Convenience Employees pay their premiums through payroll deduction. |
- Extras that your employees can't get with an individual plan include more plan choices and greater flexibility.
Here’s an example: Both Jill and Jane get crowns from the same dentist. Jane, who doesn’t have Delta Dental benefits, pays the dentist’s full $1,350 fee. Jill's Delta Dental PPO plan covers crowns at 50% - and Delta Dental negotiates a lower fee ($940) for Jill's crown with the dentist.
This means Jill's out-of-pocket cost amounts to 50% of the lower Delta Dental PPO negotiated rate. Jill pays just $470 for her crown - $880 less than what Jane paid.
Voluntary for Employers
Voluntary Benefit Videos
The benefits of enrolling in a group dental plan, sometimes referred to as voluntary benefits, far outweigh going it alone
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Offering Delta Dental voluntary benefits to your employees makes sense for your dollars
Delta Dental of New Jersey is a part of Delta Dental Plans Association. Through our national network of Delta Dental companies, we offer dental coverage in all 50 states, Puerto Rico and other U.S. territories.
