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NJM PPO Plus Premier Benefits Overview

Group #03665-06001

NJM Insurance group logo

 

Service Delta Dental PPO Plus Premier™ Benefit
Calendar year maximum (per person) $1,500
Calendar year deductible (waived on Preventive & Diagnostic)
    Per person $50
    Family aggregate $150
Preventive & diagnostic  
    Exams, cleanings (each twice in a calendar year) 100%
    Bitewing x‐rays (twice per calendar year for persons 18 and younger, once per calendar year for persons age 19 and over)  100% 
    Fluoride treatment (once in a calendar year, children to age 19) 100%
Remaining Basic services  
    Fillings (including composite restorations on back teeth), Extractions 80%
    Endodontics (root canal) 80%
    General periodontics 80%
    Oral surgery 80%
    Sealants 80%
Crowns & Prosthodontics  
    Crowns, gold restorations (over natural teeth) 50% 
    Bridgework 50% 
    Full & partial dentures  50%
    Implants  50%
Major services  
    Crowns, gold restorations (over natural teeth – once per tooth per five years) 50%
    Bridgework 50%
    Full and partial denture 50%
Orthodontics (Child & Adult)  
    Full comprehensive treatment 50%
    Lifetime maximum (per patient) $1,000

 

Where the eligible patient is treated by a Delta Dental PPOTM dentist, the fee for the covered service(s) will not exceed the Delta Dental PPO maximum allowable charge(s). Where the eligible patient is treated by a Delta Dental Premier® dentist who does not participate in Delta Dental PPO or by a Participating Specialist, the dentist has agreed not to charge eligible patients more than the dentist's filed fee or Delta Dental's established maximum plan allowance, and Delta Dental will pay such dentists based on the least of the actual fee, the filed fee, or Delta Dental’s established maximum plan allowance for the procedure(s). Claims for services provided by dentists who are neither Delta Dental Premier, Delta Dental PPO dentists, or Participating Specialists are paid based on the lesser of the dentist's actual charge or the prevailing fee.